Acgile Logo

E-Commerce Accounting Services for US Brands

Multi-channel accounting is not general accounting. Marketplace settlements, SKU-level COGS, channel-scoped P&L, and post-Wayfair nexus tracking all break the standard playbook. Acgile runs the entire finance function for US e-commerce brands across Shopify, Amazon, Walmart, and WooCommerce, integrated natively into QuickBooks Online or NetSuite.

Delivered by dedicated teams at 40-60% below the cost of hiring in-house in the US, with a 3-5 day month-end close and no rotating freelancer pool.

Cost vs. in-house US team

40-60%

typical fixed-fee retainer savings

Month-end close cycle

3-5 days

vs. 15+ for most in-house teams

Marketplace coverage

6+

Shopify, Amazon, Walmart, WooCommerce, TikTok, eBay

Where multi-channel accounting breaks

Six pain points that generic bookkeepers miss

A general accountant can post transactions and close a month. E-commerce accounting is different because the operational data is fragmented across marketplaces, gateways, warehouses, and ERPs — each with its own reconciliation logic. Here is where books go wrong.

Pain 1

Marketplace settlement reconciliation is a black box

Amazon deposits net of referral fees, FBA fees, refunds, storage, ads, and coupon redemptions — often across two-week payout windows. Shopify Payouts do the same across gateway fees, chargebacks, and gift-card liabilities. Without a settlement bridge, the deposit in your bank account has no direct tie to the invoices that produced it, and revenue is chronically understated or misclassified.

Pain 2

COGS drift when one SKU sells across four channels

A single SKU can move through Shopify, Amazon FBA, Walmart WFS, and a 3PL — each with different fee structures, transfer timing, and settlement lags. Without SKU-level standard costs and channel-scoped fee mapping, gross margin becomes a blended fiction that hides which channel is actually profitable.

Pain 3

Multi-channel P&L opacity

The income statement shows a single revenue line and a single COGS line. But operations run four or more channels with different unit economics, ad spend allocation, and return rates. Executives fly blind on where to scale spend, where to cut SKUs, and which channel is quietly subsidizing another.

Pain 4

Sales tax nexus in 40+ states you didn't sign up for

Post-Wayfair, economic nexus triggers vary by state — $100K/200 transactions being the common floor, but many are lower or transaction-count only. Marketplaces file for you in most states, but nexus obligations for your direct storefront (Shopify, BigCommerce) do not disappear. Failing to track this creates back-tax exposure that surfaces during due diligence.

Pain 5

Inventory accounting the platform can't do

Neither Shopify nor QuickBooks Online handle real inventory accounting well — reserves, obsolescence, freight-in capitalization, standard-cost variances, and cutoff at period-end are all manual. Without a rigorous month-end inventory close, your balance sheet drifts and your gross margin swings a couple of percentage points every reporting cycle.

Pain 6

3PL billing leakage that AP will never catch

Standard AP reconciles 3PL invoices at the aggregate level. Systemic micro-leaks — DIM weight creep, phantom split-shipments, outdated zone tables, storage-snapshot billing — hide inside multi-page fulfillment payloads. Independent audits typically recover 2-5% of shipping spend. See our programmatic 3PL billing audit for the full teardown.

The scope

What we run for e-commerce finance teams

End-to-end scope of an Acgile e-commerce engagement. Take what you need — most brands start with bookkeeping and month-end close, then add inventory, marketplace reconciliation, KPI reporting, and EDI as they scale.

  • Full-cycle multi-channel bookkeeping

    Daily transaction posting, categorization, and reconciliation across every marketplace, gateway, bank, and credit card. All bookkeeping happens inside your ERP (QBO or NetSuite) — no shadow spreadsheets.

  • 3-5 day month-end close

    Accruals, prepaid amortization, inventory cutoff, and full account reconciliation on a fixed cycle. Financials are review-ready by the fifth business day of the following month.

  • Accounts receivable & accounts payable

    Invoicing, aging management, collections outreach, and bill-pay across your vendor stack. Bringing multi-currency and multi-entity discipline where needed.

  • Marketplace sync & settlement reconciliation

    A2X, Amazon SP-API, Shopify Payouts, and direct settlement bridges. Every deposit maps back to the underlying orders, refunds, and fees so revenue and margin are actually accurate.

  • Inventory accounting & COGS

    SKU-level costing (standard, weighted average, or FIFO), obsolescence reserves, freight-in capitalization, and rigorous cutoff so gross margin holds up under audit.

  • Executive KPI reporting

    Unit economics, channel P&L, CAC and LTV, contribution margin, and cash-flow forecasting delivered on a monthly cadence — dashboards or PDF, whichever your board consumes.

  • EDI maintenance & retail chargeback defense

    ASN/PO mapping, retailer compliance for Home Depot, Walmart, Target, and others, and dispute resolution when chargebacks fire. Keeps deduction leakage out of your P&L.

Platform depth

Every platform your brand actually runs on

Shopify

Basic → Plus

Amazon

Seller & Vendor Central

Walmart

Marketplace & WFS

WooCommerce

WordPress storefronts

QuickBooks Online

ProAdvisor certified

Oracle NetSuite

SuiteScript & OneWorld

Recent outcomes

Real recoveries and clean-ups

How our pricing works

Fixed-fee monthly retainer, not hourly

Engagements are scoped as a fixed monthly retainer covering a defined team, a defined close cycle, and a defined reporting cadence. You know the number before you sign, and it does not fluctuate with transaction volume within your normal operating band. Typical retainers land 40-60% below the fully loaded cost of a comparable in-house US accounting team (base salary, employer taxes, benefits, software, PTO, and management overhead).

No hourly billing surprises, no revenue-share on your top-line, no contingency fees for standard accounting work. Scope changes get re-scoped in writing before work starts.

FAQs

Frequently asked questions

How much does e-commerce accounting cost with Acgile?+
Engagements start around 40-60% less than a comparable in-house team in the US. Actual pricing depends on channel count, transaction volume, ERP (QuickBooks Online vs. NetSuite), and whether you need inventory accounting, marketplace reconciliation, and KPI reporting on top of core bookkeeping. Every quote is fixed-fee monthly retainer, not hourly — you know the number before you sign.
Which e-commerce platforms and marketplaces do you support?+
Shopify (Basic through Plus), Amazon (Seller Central and Vendor Central), Walmart Marketplace, WooCommerce, TikTok Shop, eBay, and B2B EDI channels. On the accounting side we work in QuickBooks Online and Oracle NetSuite, and we integrate marketplace payouts via A2X, Amazon SP-API, and native Shopify Payouts.
How do you handle COGS accuracy across multiple channels?+
One SKU can move through Shopify, Amazon FBA, Walmart WFS, and a 3PL — each with different fees, timing, and settlement lags. We book COGS at the SKU level using standard costs or weighted average, reconcile inventory movement to WMS and marketplace reports at cutoff, and tie fees (Amazon referral, Shopify Payments, gateway) to the correct expense accounts so gross margin by channel is real, not a blended average.
Do you work on cash-basis or accrual accounting?+
Both. We recommend accrual for any brand doing serious inventory volume — cash-basis distorts gross margin when marketplace payouts arrive 7-14 days after the sale, and it fails IRC section 471 rules for larger sellers. If you're currently on cash and need to convert to accrual for a lender, investor, or tax reason, we handle the transition and the retroactive adjustments.
How do you protect our financial data?+
Read-only access wherever possible (marketplace APIs, banking, gateway data). Where writes are required, we use platform-native role-based permissions scoped to what each team member actually needs. All work happens inside your QuickBooks Online or NetSuite instance — we never export financial data to spreadsheets or third-party staging systems. SOC 2-aligned internal controls apply to every engagement.
How long does onboarding take?+
A standard onboarding is 2-3 weeks. Week 1 is discovery and access provisioning across your ERP, marketplaces, banks, and 3PL. Week 2 is chart-of-accounts review, opening-balance validation, and cutoff of any historical clean-up scope. Week 3 is the first live close cycle with your dedicated team. Larger multi-entity or NetSuite implementations can take 4-6 weeks.
Do you file US sales tax or income tax returns?+
We do not directly file US tax returns — that stays with a licensed US CPA firm, and we can recommend partners we've worked with. What we do handle: economic-nexus tracking across all 50 states, sales tax accrual and liability accounts in your books, marketplace facilitator reconciliation, and clean books that your CPA can file from without a year-end cleanup surprise.
What does your team look like, and who works on my account?+
You get a named lead accountant, a supporting bookkeeper, and access to specialists (NetSuite, EDI, inventory) as scope requires. Every team member is a full-time Acgile employee — no freelancers, no rotating pool. Time-zone overlap with US business hours is standard, and communication runs in Slack or your channel of choice, not email queues.

Books that finally match your operation

A dedicated e-commerce accounting team inside your ERP, closing the books on a 3-5 day cycle at 40-60% less than hiring in-house.

Book a free consultation